To help you understand the fine print and choose the most suitable coverage, here is a summary of the most common and important types of insurance when renting a car abroad:

๐Ÿ›ก๏ธ Mandatory and basic insurance (usually included as standard by the rental company)

  • CDW (Collision Damage Waiver): Basic coverage for damage to the vehicle's bodywork in the event of an accident.
  • TP / THW (Theft Protection): Coverage in the event of the theft of the vehicle or parts thereof.
  • TPL / LI (Third Party Liability): Third-party insurance covering bodily injury or property damage caused to other people.

๐Ÿ’ฐ Deductible Coverage and Waivers

  • Super CDW / TP: Full waiver of the excess (Excess Waiver) directly with the rental company. In the event of damage or theft, you will not be required to pay anything at the rental location (with certain exceptions).
  • Excess Refund: A coverage option offered by AI Booking Travel as part of its "Full Coverage" plan. In the event of damage, the rental company will charge you the excess amount; you will then receive a full reimbursement from AI Booking Travel, up to a cumulative total of $4,000.

๐Ÿ›‘ Common exclusions (not covered by standard insurance)

  • WDW (Wheels & Windscreen): Dedicated coverage for damage to windshields, mirrors, tire punctures, and the undercarriage (covered under AI Booking Travelโ€™s "Full Coverage" plan).
  • PAI (Personal Accident Insurance):


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